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Insurance policies are a cornerstone of financial security, providing individuals and families with protection against unexpected losses. However, recent observations suggest that insurers may be intentionally crafting policy wording to be ambiguous, allowing them to subjectively deny claims based on their current financial stance or claims ratio. This practice is particularly evident in the interpretation […]

In South Africa, insurance is not mandatory, leading to a significant portion of vehicles being uninsured. This situation has ramifications, such as inflated insurance premiums and a higher risk burden on fewer insured motorists. The economic downturn induced by the COVID-19 pandemic exacerbated this scenario, with many individuals prioritizing essential expenses over insurance premiums. As

Fatal Crash on 15 December 2023, N1 near Beaufort West, Western Cape. This article was written for, and originally appeared on www.arrivealive.co.za and on www.truckandfreight.co.za. Every year, during the December Holidays, we wait with bated breath to hear the latest horror statistics that invariably come out as holiday makers rush to the coast or their

Recent LP gas incidents in Johannesburg, have drawn attention to the critical need for safety protocols and preparedness when dealing with gas-related incidents or maintenance work. In this article, we will delve into the specifics of the latest incident, assess the response strategies, and explore the imperative of refined safety measures in conjunction with comprehensive

Let’s talk about mass shootings. Let’s talk about Texas, as well, while we’re at it. So, we now know that Texas is making headlines again after the active attack at the Allen Mall. I have already started seeing social media posts, framing Active Attacks and gun laws in Texas, as if there is a connection.

In recent months, South Africa has seen some of the most horrific commercial crashes ever. In January, at least 5 people died when a runaway truck ploughed into parked taxis in Roodepoort. On 14 February, a bus and an armored truck collided in Limpopo, killing 20 and injuring 60. In March, a runaway truck collided

  The Easter long weekend is one of the busiest times on the roads in South Africa. It is a time for families to come together, for religious observance, and for relaxation. However, it is also a time when the risk of road accidents and fatalities increases significantly. According to the Road Traffic Management Corporation

1 – Speed is just one factor: Speed is just one of many factors that can contribute to an accident. Other factors such as road conditions, weather, visibility, and driver behavior also play a crucial role in determining the cause of an accident. 2 – Human error: Expert reports focusing only on speed can be

Road traffic collisions are a leading cause of death and injury globally, with millions of lives lost or affected each year. While there are numerous factors that can contribute to collisions, human factors are among the most significant.  Studies have shown that up to 90% of all collisions are attributed to human error. Understanding and

When a collision involves a truck transporting highly flammable substances such as propane, butane, or liquid petroleum gases, it can pose significant danger. These materials are recognized for their high explosiveness, and a collision can lead to fire outbreak or even an explosion. It is crucial to avoid approaching, observing, or capturing footage of a